Everyone has to start somewhere, I prefer the beginning.
|March 20, 2012||Posted by Ashley under Money Rants|
He apologized for being a newbie.
Why? Why would anyone apologize for being new to a new thing, and asking questions?
I told him that “everyone has to start somewhere, I prefer the beginning”.
Why would anyone jump into a new hobby or interest, like caring for milk goats, and think they wouldn’t have questions or uncertainties?
Why would anyone think they could start anything new, and not be…..new?
Fear of the unknown keeps so many people from ever trying something new like investing, saving, getting out of debt, living a different kind of life.
People are honestly uncomfortable with not feeling like an expert on a matter, so instead of trying something new, putting in the hard work, learning, asking questions, making mistakes, and then coming out on the other side victorious, they decide to never try at all.
***Public Service Announcement***If you are going for a long walk with your pretty red scarf, please wear sensible footwear. Thank you.
I am so glad that my friend isn’t one of those people.
I am so glad that I am not one of those people.
I love trying and learning new things, even if it means that I have a major flop, and it usually does.
What pains me the most though, is when people shy away from ever learning how to manage their money and retirement because it all seems so intimidating.
Dave Ramsey’s baby steps are a great way to make an insurmountable goal, like becoming debt free, easy to take a bite out of, and then easy to digest.
Pretty soon, he has you believing that this whole money thing isn’t so bad after all.
He’s a smart cookie. He didn’t just stop at getting you out of debt. He moves you into investing, with little tiny steps, that anyone can take.
Before you know it, you’re a financial genius, especially compared to your friends who don’t even have a savings account at the bank, much less a ROTH IRA.
We really can’t afford NOT to learn about our money. It’s so much easier to make newbie financial mistakes when we are young, there’s plenty of time to recover. Wait until you are forty to start thinking about saving for retirement, you’ve got a much tougher time ahead.
The best place to begin is at the beginning. Not sure where the beginning begins? I started by becoming debt free via Dave Ramsey’s Total Money Makeover.
Where did you begin your financial literacy journey?